Category: Interest Rates

On 19 March 2026, the Bank of England unanimously voted to keep the bank rate at 3.75%. In early February 2026, markets predicted an 80% chance that the Bank of England would lower the bank rate in March, citing the relative stability of the market and modest increases in property listings and exchanges. Yet these...

A Government memo was leaked earlier this month expressing the commitment to launch a package that aims to fertilise property construction throughout London. Following weeks of speculation arising from the leaked memo, the Government has recently confirmed this direction to the public, arguing that it will bring about important changes to accelerate property construction. ‘Extraordinary...

On 8 May, the Bank of England voted 5-4 in favour of slashing interest rates from 4.5% to 4.25% in a move widely welcomed by industry analysts and mortgage owners. Bank of England Governor Andrew Bailey released a statement emphasising moderation in line with previous committee meeting statements: ‘The past few weeks have shown how...

In what was widely welcomed as a sign of improving economic circumstances, the Bank of England cut interest rates from 4.75% to 4.5% earlier this month, the lowest it has been in over 18 months. Industry experts have noticed a trend in the mortgage market, namely the increased desirability of mortgage schemes available to a...

Market performance has picked up over the summer. A combination of a stable economy, greater clarity in government policy, and an uptick in consumer housing demand has spurred growth in the property industry, so much so that Richard Hughes, a commercial property team member at Moore Barlow, has remarked that ‘we could be on the...

Interest rates continue to be a focal point of discussion for economic analysts and politicians. Given that interest rates have remained frozen at a sixteen-year high of 5.25 per cent since August 2023, there remains considerable speculation concerning the date at which interest rates will be lowered. Fuel was added with the latest comments from Ben...